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The Art of SBA Lending

Top 5 Podcast Moments of 2021| Ep. 59

Dec 31, 2021

The Power of Thinking Big with Pattie Ehsaei | Ep. 58

Dec 23, 2021

In this episode, Ray talks with Pattie Ehsaei, a former prosecutor turned private equity, turned banking, turned top-producing SBA lender, and now has a TikTok under the handle @duchessofdecorum with over 850,000 followers. What can’t she do?! Tune in to learn how the right mindset can make anything possible.

To...

How CIT changed the SBA industry feat. Chris Kwiatkowski | Ep. 57

Dec 16, 2021

In this episode, Ray sits down with Chris Kwiatkowski, President of Government Guaranteed Lending at Dogwood State Bank, a top 30 SBA 7(a) lender (based on 9/30/21 data.) Chris’s roots trace back to CIT and he’s ran multiple SBA shops throughout his career.

To contact Chris, email him at

The 10 BDO Commandments | Ep. 56

Dec 9, 2021

In this episode, Ray breaks down the 10 BDO commencements that all SBA BDO’s should live by.

How Daniel Park originated $100,000,000+ in one year | Ep. 55

Dec 2, 2021

In this episode, Ray sits down with Daniel Park of US Metrobank. Tune in to learn how Daniel outproduces 99.9% of BDO’s in the SBA industry with over $100,000,000 in closings this year.